How much working capital should a new business prepare?
Updated
List the cash the business needs after opening, then test what happens if sales build more slowly than expected.
Separate opening costs from operating cash
Paying for equipment and a package does not fund the next rent payment or stock order. List the cash needed after opening separately.
Build a monthly cash view
List rent, staff, utilities, supplies and any debt payments. Note when each payment is due and when sales money is available. Use written quotations where possible.
Try a slower-sales scenario
Ask what happens if sales are lower, costs rise or opening is delayed. Change one assumption at a time so you can see which costs create the most pressure.
Choose a buffer based on your situation
There is no verified Mang Juan working-capital requirement in this build. Discuss the actual outlet plan and keep household emergency needs separate from business funds.
Planning guide. Confirm current concept requirements and quotations before committing.